Experts at Insure.com have compiled average insurance premiums for every vehicle sold in the United States. The results for 2009-model-year SUVs and pickup trucks are rather interesting.
The results are based on average premiums for a typical 40-year-old home-owning man who only commutes 12 miles a day to work among other things.
The top 20 most expensive SUVs and trucks to insure:
Land Rover Range Rover
Cadillac Escalade EXT
Lexus LX 570
Land Rover Range Rover Sport
Chevrolet Tahoe Hybrid
Infiniti QX 56
Toyota Land Cruiser
GMC Yukon Denali
Chevrolet Silverado 2500 HD
At the top is the Mercedes-Benz G-Class with a $2088 average premium, followed by the Hummer H2 at $1912 and the Range Rover at $1603. Odd ones out in the list include the Dodge Dakota, at $1279, and the Infiniti EX, at $1306. The Chevy Avalanche, at $1271, and the BMW X5, at $1261, round out the top 20 most expensive insurance premiums. Apparently insurance premiums are high for larger SUVs and trucks because they cause more damage in accidents, while bling-bling rides are more likely to get stolen.
The top 20 least expensive SUVs and trucks to insure:
Hyundai Santa Fe
Land Rover LR3
Suzuki Grand Vitara
The Hyundai Santa Fe is the cheapest to insure, with an average premium of $870. The list of rounded out by the Ford Explorer with a premium of $994. Apparently owners of these vehicles are among the safest on the road.